Black Hawk County property record for 1200 Hammond Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1950 |
| Lot Size | 0.132 acres (5,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,500 (Feb 2006) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-428-004 |
| Primary APN | 8913-35-428-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 738 sqft |
| Attic | Attic |
| Attic Area | 258 sqft |
| Basement Area | 1,002 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,760 sqft (0.132 acres) |
| Lot Dimensions | 120 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1200 HAMMOND AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST PART OF SE SEC 35 T 89 R 13 COM AT PT OF INTERS OF W LINE OF HAMMOND AVE WITH S LINE MITCHELL AVE-- BEING |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1200 |
1200 Hammond Ave is owned and occupied by two individuals who bought it in February 2006.
Source: Black Hawk County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 HAMMOND AVE, WATERLOO, IA 50702-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on File |
| Deed Sale | Feb 28, 2006 · Amount on File |
| Deed Document Number | 200620859 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 2006020859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1200 HAMMOND AVE, WATERLOO, IA 50702-3430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200022658 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 202200022658 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 1200 Hammond Ave was $2,392 with a homeowner's exemption, up 2.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,392.00 (+2.31%) Homeowner's exemption | $128,120 Land $15,960 Building $112,160 | $128,120 Land $15,960 Building $112,160 |
| 2024 | $2,338.00 | ||
| 2023 | $118,030 (+29.89%) Land $15,960 Building $102,070 | $118,030 Land $15,960 Building $102,070 | |
| 2022 | $1,800.00 Homeowner's exemption | $90,870 Land $15,960 Building $74,910 | |
| 2021 | $90,870 Land $15,960 Building $74,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1200 Hammond Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1200 Hammond Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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