1200 Graystone Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1200 Graystone Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1930
Lot Size	0.499 acres (21,700 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (May 1997)
Tax Bill	$633 (2023)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`5632 65 0543`

Property Details

APN / Parcel Number

Primary APN	`5632 65 0543`
Alternative APNs	`05013 0008.000000` `358630` `177896`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,700 sqft (0.499 acres)
Lot Dimensions	217 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	177896
Street Address	1200 GRAYSTONE CT
City	CONCORD
State	NC
Zip	28025-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 25 H W CALLOWAY JR
Legal Subdivision	CALLOWAY SUBDIVISION
Legal Lot Number	25
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4039
Census Tract	40600

Owner

1200 Graystone Ct is owned and occupied by an individual who bought it in May 1997.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 GRAYSTONE CT, CONCORD, NC 28025-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 1997 · Amount on File
Deed Sale	May 19, 1997 · Amount on File
Deed Book / Page	1876 / 139
Record Updated	Oct 29, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	1200 GRAYSTONE CT, CONCORD, NC 28025-1514
Document Number	12792304
Book / Page	012792 / 000304
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 GRAYSTONE CT CONCORD NC 280251514, CONCORD, NC 28025-1514

Mortgage

Document Number	12792304
Date	Dec 4, 2017
Book Page	012792/000304
Instrument	31368

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 3, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,560 (-) Land $55,000 Building $102,560
2025		$157,560 Land $55,000 Building $102,560
2024			$157,560 (+104.12%) Land $55,000 Building $102,560
2023	$633.00	$77,190 Land $19,000 Building $58,190	$77,190 Land $19,000 Building $58,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Graystone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Graystone Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20