1200 E Encino Ave, Pharr, TX 78577 Property Records

Hidalgo County property record for 1200 E Encino Ave, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 2025
Lot Size	0.228 acres (9,923 sqft)
Owner	Individual Name on Record
Last Sale	$339,325 (Apr 2025)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage + 2 more
APN	`E596500000003000`

Property Details

APN / Parcel Number

Primary APN	`E596500000003000`
Alternative APN	`1378651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,809 sqft
Flooring	Tile

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Lot Area	9,923 sqft (0.228 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1200 E ENCINO AVE
City	PHARR
State	TX
Zip	78577-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCINO RIDGE LOT 30
Legal Subdivision	ENCINO RIDGE - SPA
Legal Block	1
Legal Lot Number	30
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1009
Census Tract	21706

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	401 COZUMEL LN, SAN JUAN, TX 78589-3307
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Apr 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SOUTH TEXAS
Apr 3, 2025	Vendor's Lien, Transfer · Construction Mortgage BANK OF SOUTH TEXAS
Aug 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage NAVY ARMY COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	20253636112
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	1200 E ENCINO AVE, PHARR, TX 78577-2930
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SIERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COZUMEL LN, SAN JUAN, TX 78589-3307

Mortgage

Document Number	0003716305
Date	Jan 15, 2026
Instrument	3716305

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	1200 E ENCINO AVE, PHARR, TX 78577-2930
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, SIERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003636114
Date	Apr 3, 2025
Instrument	3636114

Lender

Name	BANK OF SOUTH TEXAS
Type	Bank
Address	PHARR, TX 78577

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 30, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Apr 3, 2025
Property Address	1200 E ENCINO AVE, PHARR, TX 78577-2930
Document Number	0003636112
Map Reference	FILE 3289602
Instrument Date	Mar 31, 2025
Instrument	3636112
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 E ENCINO AVE, PHARR, TX 78577-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COZUMEL LN, SAN JUAN, TX 78589-3307

Mortgage

Document Number	0003636113
Date	Apr 3, 2025
Instrument	3636113

Lender

Name	BANK OF SOUTH TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Aug 30, 2022
Property Address	1200 E ENCINO AVE, PHARR, TX 78577-2930
Document Number	0003375659
Map Reference	DOC 3289602
Instrument Date	Aug 26, 2022
Instrument	3375659
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3419 W ALBERTA RD, EDINBURG, TX 78539-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 E ENCINO AVE, PHARR, TX 78577-2930
Investor	Possibly a Property Investor

Mortgage

Document Number	0003375660
Date	Aug 30, 2022
Instrument	3375660

Lender

Name	NAVY ARMY COMMUNITY CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,927 (+266.1%) Land $100,716 Building $250,211	$350,927 (+248.43%) Land $100,716 Building $250,211
2025	$2,566.00 (+19.79%)	$95,855 (+2%) Land $100,716	$100,716 (+26.09%) Land $100,716
2024	$2,142.00 (+0.09%)	$79,879 (-) Land $79,879	$79,879 (-) Land $79,879
2023	$2,140.00 (-4.46%)	$79,879 Land $79,879	$79,879 Land $79,879
2022	$2,240.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet, Smartcom Telephone.

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