1200 Culver St, Commerce, TX 75428 Property Records

Hunt County property record for 1200 Culver St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,439 sqft · built 1973
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on Record
Tax Bill	$4,780 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4125-0010-0090-31`

Property Details

APN / Parcel Number

Primary APN	`4125-0010-0090-31`
Alternative APN	`R52315`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	2,439 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	103 ft deep x 182 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	294 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R52315
Street Address	1200 CULVER ST
City	COMMERCE
State	TX
Zip	75428-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4125 MULLER ADDITION BLK 1 LOT 9 (S/2 & ALL OF 10) ACRES .428
Legal Subdivision	MULLER ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2032
Census Tract	960600

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 CULVER ST, COMMERCE, TX 75428-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2016
Deed Sale	Dec 12, 2016
Prior Sale	Dec 12, 2016
Deed Document Number	2016-16416
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1200 CULVER ST, COMMERCE, TX 75428-3417
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019562
Date	Sep 7, 2021
Instrument	2021-19562

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1200 CULVER ST, COMMERCE, TX 75428-3417
Document Number	0000010749
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CULVER ST COMMERCE TX 754283417, COMMERCE, TX 75428-3417

Mortgage

Document Number	0000010749
Date	Jul 7, 2020
Instrument	10749

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,020 (+4.76%) Land $39,340 Building $197,680	$237,020 (+4.76%) Land $39,340 Building $197,680
2024	$4,780.00 (-0.56%)
2023		$226,250 Land $38,410 Building $187,840	$226,250 Land $38,410 Building $187,840
2022	$4,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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