1200 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1200 Coster Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,800 sqft · built 2000
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2021)
Tax Bill	$4,642 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-163345`

Property Details

APN / Parcel Number

Primary APN	`01-163345`
Alternative APNs	`1163345` `163345`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Total Area
1st Floor Area	1,508 sqft
Basement Area	1,275 sqft
Finished Basement	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Porch	Open Porch
Porch Area	472 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	163345
Old Parcel Number	1163345
Street Address	1200 COSTER RD
City	LUSBY
State	MD
Zip	20657-2985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 SPRUCE HILL
Legal Subdivision	SPRUCE HILL
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1008
Census Tract	860901

Owner

1200 Coster Rd is owned and occupied by an individual who bought it in October 2021.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	1200 COSTER RD, LUSBY, MD 20657-2985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 17, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	0006102423
Deed Book / Page	6102 / 423
Record Updated	Jun 7, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2021
Property Address	1200 COSTER RD, LUSBY, MD 20657-2985
Document Number	0061020423
Book / Page	6102 / 423
Map Reference	MB ABE 1 PG 29
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1200 COSTER RD, LUSBY, MD 20657-2985

Mortgage

Document Number	6102428
Date	Oct 5, 2021
Instrument	6102/428

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 17, 2017
Property Address	1200 COSTER RD, LUSBY, MD 20657-2985
Document Number	0005040274
Book / Page	000504 / 000274
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	LAKESIDE TITLE COMPANY INC, WOLTERS KLUWER FIN'L SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 COSTER RD LUSBY MD 206572985, LUSBY, MD 20657-2985

Mortgage

Document Number	50470281
Date	Aug 17, 2017
Book Page	005047/000281

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,642.00	$446,800 Land $127,100 Building $319,700	$446,800 Land $127,100 Building $319,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Coster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Coster Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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