Scott County property record for 1200 Cardinal Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,088 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,200 (Apr 2023) |
| Tax Bill | $2,574 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-40-174.000 |
| Primary APN | 137-40-174.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 2,088 sqft |
| Unfinished Basement | 2,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Stone |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,203 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1200 CARDINAL DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Lot Number | SHOWN,O |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40606 |
1200 Cardinal Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 CARDINAL DR, GEORGETOWN, KY 40324-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Oct 25, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 2023470210 |
| Deed Book / Page | 441 / 41 |
| Prior Transfer Date | Mar 30, 2023 |
| Prior Transfer Doc | 0000470210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 1200 CARDINAL DR, GEORGETOWN, KY 40324-9629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1200 CARDINAL DR, GEORGETOWN, KY 40324-9629 |
| Document Number | 0M1758/319 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | M1758/319 |
| Instrument | 485129 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 5, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 25, 2022 |
| Property Address | 1200 CARDINAL DR, GEORGETOWN, KY 40324-9629 |
| Document Number | 00D437/872 |
| Book / Page | D437 / 872 |
| Map Reference | KS 378 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 460810 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 BELVEDERE DR, GEORGETOWN, KY 40324-9437 |
| Name | Verified Name |
|---|---|
| Address | 410 NORTHLAN CIR, MORGANTOWN, KY 42261-8131 |
The 2025 property tax bill for 1200 Cardinal Dr was $2,574 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,200 (+23.4%) | $417,200 (+23.4%) | |
| 2025 | $2,574.00 Homeowner's exemption | $338,100 | $338,100 |
| 2023 | $2,550.00 Homeowner's exemption | $327,600 Land $80,000 Building $247,600 | $327,600 Land $80,000 Building $247,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1200 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1200 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures