St. Johns County property record for 120 Zephyr Dr, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,320 sqft · built 2024 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $568,839 (Nov 2024) |
| Tax Bill | $8,950 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000727-2020 |
| Primary APN | 000727-2020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 ZEPHYR DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 117/19-28 RIVERTOWN SHORES - PHASE ONE LOT 202 OR6049/576 |
| Legal Subdivision | RIVERTOWN SHORES - PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 202 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000727-2020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 ZEPHYR DR, SAINT JOHNS, FL 32259-5302 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2024 · Amount on Record |
| Deed Sale | Nov 07, 2024 · Amount on Record |
| Deed Document Number | 202487444 |
| Deed Book / Page | 6049 / 576 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 07, 2024 |
| Property Address | 120 ZEPHYR DR, SAINT JOHNS, FL 32259-5302 |
| Document Number | 0060490576 |
| Book / Page | 6049 / 576 |
| Map Reference | MB 117 PG 19-28 |
| Instrument Date | Oct 31, 2024 |
| Instrument | 2024087444 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,982.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 120 ZEPHYR DR, SAINT JOHNS, FL 32259-5302 |
| Document Number | 2024087445 |
|---|---|
| Date | Nov 07, 2024 |
| Instrument | 2024087445 |
| Name | TOLL BROTHERS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,940 (+2.7%) | $537,786 (+0.94%) Land $135,000 Building $402,786 | |
| 2025 | $8,950.00 (+162.16%) Homeowner's exemption Widower's exemption | $504,323 (+404.32%) | $532,797 (+432.8%) Land $135,000 Building $397,797 |
| 2024 | $3,414.00 | $100,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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