120 Wineberry Ln, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 120 Wineberry Ln, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,000 sqft · built 1986
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$128,600 (Aug 1995)
Tax Bill$5,398 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Sale & Mortgage
APN414089 230.9-1-48

Property Details

APN / Parcel Number

Primary APN414089 230.9-1-48
Alternative APN
  • 408923000900010480000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address120 WINEBERRY LN
CityBALLSTON SPA
StateNY
Zip12020-4720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: W LOT 880
Legal Block1
Legal Lot Number48.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group2
Census Block2016
Census Tract61907

Owner

120 Wineberry Ln is owned and occupied by two individuals who bought it in August 1995.

Source: Saratoga County and Malta Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address120 WINEBERRY LN, BALLSTON SPA, NY 12020-4720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY RESOURCE CREDIT UNION
Jun 26, 2020Warranty Deed, Transfer · VA Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 1995 · Amount on File
Deed SaleAug 14, 1995 · Amount on File
Deed Book / Page1417 / 673
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Recording DateJul 28, 2026
Property Address120 WINEBERRY LN, BALLSTON SPA, NY 12020-4720
Document Number0000021125
Instrument DateJul 17, 2026
Instrument202621125
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 WINEBERRY LN, BALLSTON SPA, NY 12020-4720

Mortgage

Document Number0000021125,
DateJul 28, 2026
Instrument202621125
Lender
NameCOMMUNITY RESOURCE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 16, 2046
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateJun 26, 2020
Property Address120 WINEBERRY LN, MALTA, NY 12020-4720
Document Number0000016188
Instrument DateMar 13, 2020
Instrument16188
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 HIGH ST STILLWATER NY 121701237, STILLWATER, NY 12170-1237

Mortgage

Document Number16189
DateJun 26, 2020
Instrument16189
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 Wineberry Ln was $5,398 with exemptions applied.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,398.00$409,000 Land $60,000 Building $349,000$409,000 Land $60,000 Building $349,000
2023$358,000 Land $60,000 Building $298,000$358,000 Land $60,000 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 120 Wineberry Ln; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Wineberry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALTA WATER DISTRICT #1
serves 8,950 people · EPA ID NY4511620
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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