120 Windermere Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 120 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$443,955 (Apr 2021)
Tax Bill	$6,974 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023723-0570`

Property Details

APN / Parcel Number

Primary APN	`023723-0570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,729 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	263 sqft
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 WINDERMERE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/21-40 BEACON LAKE PHASE 2C LOT 57 OR5253/1951
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2C
Legal Phase	2C
Legal Block	1
Legal Lot Number	57
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-0570

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	202149014
Deed Book / Page	5253 / 1951
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 30, 2021
Property Address	120 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558
Document Number	0052531951
Book / Page	5253 / 1951
Map Reference	MB 100 PG 21-40
Instrument Date	Apr 27, 2021
Instrument	2021049014
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7558

Mortgage

Document Number	0052531953
Date	Apr 30, 2021
Instrument	5253/1953

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,929 (+2.7%)	$402,709 (-6.78%) Land $120,000 Building $282,709
2025	$6,974.00 (+7.52%) Homeowner's exemption	$295,939 (+2.9%)	$431,981 (+1.55%) Land $120,000 Building $311,981
2024	$6,486.00 (+3.48%) Homeowner's exemption	$287,599 (+3%)	$425,400 (+7.03%) Land $120,000 Building $305,400
2023	$6,268.00 (+4.14%) Homeowner's exemption	$279,222 (+4.45%)	$397,465 (+14.75%) Land $120,000 Building $277,465
2022	$6,019.00 Homeowner's exemption	$267,337	$346,360 Land $95,200 Building $251,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force 169 of 206 on primary residences

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 565 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.