120 Willowrun Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 120 Willowrun Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,449 sqft · built 2017
Lot Size	0.094 acres (4,072 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Jan 2025)
Tax Bill	$14,251 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`037-560-016`

Property Details

APN / Parcel Number

Primary APN	`037-560-016`
Alternative APN	`037-560-016-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,449 sqft Living Area
1st Floor Area	1,173 sqft
2nd Floor Area	1,276 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,072 sqft (0.094 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 WILLOWRUN WAY
City	OAKLEY
State	CA
Zip	94561-3091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9349 L347
Legal Subdivision	SUBDIVISION 9349
Legal Tract	9349
Legal Lot Number	347
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1018
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 26, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 10, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage ARMED FORCES BANK NA
Nov 15, 2021	Intrafamily Transfer, Transfer
Feb 6, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	20258917
Prior Transfer Date	Aug 8, 2022
Prior Transfer Doc	0000124900
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091

Mortgage

Document Number	0000250334
Date	Sep 8, 2021
Instrument	2021-250334

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Mar 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091

Mortgage

Document Number	0000089734
Date	May 26, 2022
Instrument	2022-089734

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Mar 1, 2048

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2022
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Document Number	0000124900
Map Reference	MB 524 PG 15-23
Instrument Date	Aug 8, 2022
Instrument	2022-124900
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2022
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Document Number	0000124899
Map Reference	MB 524 PG 15-23
Instrument Date	Aug 8, 2022
Instrument	2022-124899
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091

Mortgage

Document Number	0000124901
Date	Aug 10, 2022
Instrument	2022-124901

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2021
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Document Number	0000316104
Map Reference	MB 524 PG 15-23
Instrument Date	Oct 22, 2021
Instrument	2021-316104
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 6, 2018
Property Address	120 WILLOWRUN WAY, OAKLEY, CA 94561-3091
Document Number	0000018955
Instrument Date	Jan 30, 2018
Instrument	18955
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 WILLOWRUN WAY OAKLEY CA 945613091, OAKLEY, CA 94561-3091

Mortgage

Document Number	18956
Date	Feb 6, 2018
Instrument	18956

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,100 (-4%) Land $142,800 Building $576,300
2025	$14,251.00 (+3.25%)	$749,088 (+4.04%) Land $260,100 Building $488,988
2023	$13,803.00 (+16.67%)	$720,000 Land $250,000 Building $470,000
2022	$11,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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