120 Willow Way, Elyria, OH 44035 Property Records

Lorain County property record for 120 Willow Way, Elyria, OH 44035

Property Summary

Property TypeResidential Vacant Land
Owner2 Individual Names on Record
Last Sale$398,700 (Nov 2025)
Tax Bill$1,035 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APN10-00-007-102-158

Property Details

APN / Parcel Number

Primary APN10-00-007-102-158

Location & Zoning

Street AddressWILLOW WAY
CityELYRIA
StateOH
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARVEST MEADOWS SUB NO 3 52.03 X 130.22
Legal SubdivisionHARVEST MEADOWS SUB NO 3
Legal Block102
Legal Lot Number182
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2005
Census Tract71300

Owner

Source: Lorain County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 WILLOW WAY, ELYRIA, OH 44035-8364
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Nov 13, 2025Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleOct 23, 2025 · Amount on Record
Deed Document Number202574889
Prior Transfer DateOct 15, 2025
Prior Transfer Doc0000074889
Record UpdatedSep 20, 2026

October 2025: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateOct 23, 2025
Property Address120 WILLOW WAY, ELYRIA, OH 44035-8364
Document Number0000072489
Map ReferenceVOL 116 PG 1-4
Instrument DateOct 15, 2025
Instrument2025-0072489
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2026
Title CompanySTONEMAN TITLE AGENCY, STONEGATE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address120 WILLOW WAY, ELYRIA, OH 44035-8364

Mortgage

Document Number0000072490
DateOct 23, 2025
Instrument2025-0072490
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

November 2025: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateNov 13, 2025
Property Address120 WILLOW WAY, ELYRIA, OH 44035-8364
Document Number0000074889
Map ReferenceVOL 116 PG 1-4
Instrument DateOct 15, 2025
Instrument2025-0074889
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address120 WILLOW WAY, ELYRIA, OH 44035-8364

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,035.00$23,800 (-) Land $23,800$68,000 (-) Land $68,000
2024$1,035.00$23,800 Land $23,800$68,000 Land $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

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