St. Croix County property record for 120 Willow Cir, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.181 acres (7,908 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,064 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-2066-00-982 |
| Primary APN | 106-2066-00-982 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,908 sqft (0.181 acres) |
|---|
| Street Address | 120 WILLOW CIR |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 30 T29N R16W PT NW NE WILLOW CIRCLE COND UNIT 982 (EAST UNIT) |
| Legal Range | 16W |
| Legal Township | 29N |
| Legal Section | 30 |
| Legal Subdivision | HIELKEMA & DOORNINKS FOURTH ADDITION |
| Legal Lot Number | 982 |
| Legal Unit | 982 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 120801 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 WILLOW CIR, BALDWIN, WI 54002-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2007 |
| Transfer Doc | 0000866566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 120 WILLOW CIR, BALDWIN, WI 54002-4315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001098073 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 1098073 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 120 WILLOW CIR, BALDWIN, WI 54002-4315 |
| Document Number | 0001113291 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 WILLOW CIR #982 BALDWIN WI 540024315, 982, BALDWIN, WI 54002-4315 |
| Document Number | 0001113291 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 1113291 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 4, 2035 |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,064.00 (+0.02%) Homeowner's exemption | ||
| 2025 | $5,063.00 (+12.79%) Homeowner's exemption | $258,300 (-) Land $26,300 Building $232,000 | $258,300 (-) Land $26,300 Building $232,000 |
| 2023 | $4,489.00 Homeowner's exemption | $258,300 Land $26,300 Building $232,000 | $258,300 Land $26,300 Building $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people · EPA ID WI6560119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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