120 White Rock Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 120 White Rock Rd, Mountain Ranch, CA 95246

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Aug 2023)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-013-033-000`

Property Details

APN / Parcel Number

Primary APN	`021-013-033-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	435,600 sqft

Location & Zoning

Street Address	120 WHITE ROCK RD
City	MOUNTAIN RANCH
State	CA
Zip	95246
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	M 24 RANCH UNIT 1 ADJ LOT 1 ROS 24-29
Legal Subdivision	M 24 RANCH
Legal Lot Number	1
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	2
Census Block	2004
Census Tract	302

Owner

120 White Rock Rd, an agricultural property, is owned by an individual who bought it in August 2023.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 829, KNIGHTSEN, CA 94548-0829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 9, 2023	Intrafamily Transfer, Transfer
Jul 18, 2022	Intrafamily Transfer, Transfer
Aug 23, 2021	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Deed Document Number	20235849
Prior Transfer Date	Mar 2, 2023
Prior Transfer Doc	0000001671
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 3, 2023
Property Address	120 WHITE ROCK RD, MOUNTAIN RANCH, CA 95246
Document Number	0000005849
Map Reference	MB 24 PG 29
Instrument Date	Jul 24, 2023
Instrument	2023-005849
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Mar 9, 2023
Property Address	120 WHITE ROCK RD, MOUNTAIN RANCH, CA 95246
Document Number	0000001671
Map Reference	MB 24 PG 29
Instrument Date	Mar 2, 2023
Instrument	2023-001671
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 322, MOUNTAIN RANCH, CA 95246-0322

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Jul 18, 2022
Property Address	120 WHITE ROCK RD, MOUNTAIN RANCH, CA 95246
Document Number	0000009147
Map Reference	MB 24 PG 29
Instrument Date	Jul 14, 2022
Instrument	2022-009147
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 322, MOUNTAIN RANCH, CA 95246-0322

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 23, 2021
Property Address	120 WHITE ROCK RD, MOUNTAIN RANCH, CA 95246
Document Number	0000014814
Map Reference	MB 24 PG 29
Instrument Date	Aug 19, 2021
Instrument	2021-014814
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 322, MOUNTAIN RANCH, CA 95246-0322

Tax Assessment & Valuation

The 2025 property tax bill for 120 White Rock Rd was $5,120.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,574 (+2%) Land $150,858 Building $301,716
2025	$5,120.00	$443,700 Land $147,900 Building $295,800
2023	$3,402.00 (-4.25%) Homeowner's exemption	$317,322 Land $41,616 Building $275,706
2022	$3,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 White Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 White Rock Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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