120 White Rd, Minor Hill, TN 38473 Property Records

Giles County property record for 120 White Rd, Minor Hill, TN 38473

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Sep 2025)
Tax Bill	$922 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028152 03712`

Property Details

APN / Parcel Number

Primary APN	`028152 03712`
Alternative APN	`152 03712`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Exterior Material	Siding
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	704 sqft
Deck Area	264 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	120 WHITE RD
City	MINOR HILL
State	TN
Zip	38473-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:04 MAP REF:152
Jurisdiction	GILES TN
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	920600

Owner

120 White Rd is owned by an individual who bought it in September 2025.

Source: Giles County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1420 BLACK RD, PROSPECT, TN 38477-6927
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	25154769
Deed Book / Page	D413 / 630
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Sep 22, 2025
Property Address	120 WHITE RD, MINOR HILL, TN 38473-5497
Document Number	0000154769
Book / Page	D413 / 630
Instrument Date	Sep 19, 2025
Instrument	25154769
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 BLACK RD, PROSPECT, TN 38477-6927

Mortgage

Document Number	0000154770
Date	Sep 22, 2025
Instrument	25154770

Lender

Name	BANK OF FRANKEWING
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 120 White Rd was $922, up 16.1% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Municipality	Minor Hill City
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$922.00 (+16.12%)	$39,975 (-) Land $3,875 Building $36,100
2024	$794.00	$39,975 (-) Land $3,875 Building $36,100
2023	$794.00	$39,975 (-) Land $3,875 Building $36,100
2022	$794.00	$39,975 Land $3,875 Building $36,100	$159,900 Land $15,500 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 White Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 White Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20