120 White Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 120 White Rd, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2023)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-21401-0000-00038-01`

Property Details

APN / Parcel Number

Primary APN	`12-21401-0000-00038-01`
Alternative APN	`1221401000000040`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	43,560 sqft

Location & Zoning

Old Parcel Number	1221401000000040
Street Address	120 WHITE RD
City	JACKSON
State	NJ
Zip	08527-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.00 AC
Legal Subdivision	PRELIMINARY & FINAL SUB
Legal Block	21401
Legal Lot Number	38.1
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2004
Census Tract	717502

Owner

Source: Ocean County and Jackson Township records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 TAFT AVE, LAKEWOOD, NJ 08701-5664
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 3, 2023	Deed, Transfer RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC
May 12, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2023231
Deed Book / Page	19265 / 1839
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	120 WHITE RD, JACKSON, NJ 08527-5009
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	SUCCESSFUL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TAFT AVE, LAKEWOOD, NJ 08701-5664

Mortgage

Document Number	0195050073
Date	Oct 6, 2023
Book Page	19505/73
Instrument	2023075454

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 3, 2023
Property Address	120 WHITE RD, JACKSON, NJ 08527-5009
Document Number	0192651839
Book / Page	19265 / 1839
Instrument Date	Dec 28, 2022
Instrument	2023000231
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 TAFT AVE, LAKEWOOD, NJ 08701-5664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TAFT AVE, LAKEWOOD, NJ 08701-5664

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 12, 2021
Property Address	120 WHITE RD, JACKSON, NJ 08527-5009
Document Number	0184730229
Book / Page	18473 / 229
Instrument Date	Apr 27, 2021
Instrument	2021072962
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 AMERICA AVE UNIT 301, 301, LAKEWOOD, NJ 08701-4582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GALASSI CT, JACKSON, NJ 08527-5030
Investor	Possibly a Property Investor

Mortgage

Document Number	2021072963
Date	May 12, 2021
Instrument	2021072963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,689,000 (+450.34%) Land $306,900 Building $1,382,100	$1,689,000 (+450.34%) Land $306,900 Building $1,382,100
2025	$4,444.00 (+44.66%)	$306,900 (+166.87%) Land $306,900	$306,900 (+166.87%) Land $306,900
2024	$3,072.00 (+5.71%)
2023		$115,000 Land $115,000	$115,000 Land $115,000
2022	$2,906.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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