120 White Pine Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 120 White Pine Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,247 sqft · built 1982
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$270,500 (May 2025)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Line of Credit + 1 more
APN	`04-31-0-215-014`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-014`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,247 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	638 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	120 WHITE PINE AVE
City	O FALLON
State	IL
Zip	62269-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE ESTATES 2ND ADDITION AMENDED P LOT/SEC-127 A02848893
Legal Subdivision	PINE TREE ADDITION
Legal Block	215
Legal Lot Number	127
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

120 White Pine Ave is owned and occupied by an individual who bought it in May 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	120 WHITE PINE AVE, O FALLON, IL 62269-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Feb 21, 2018	Warranty Deed, Transfer CORNERSTONE HM LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	20252848893
Prior Transfer Date	May 11, 2020
Prior Transfer Doc	0002655091
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 19, 2020
Property Address	120 WHITE PINE AVE, O FALLON, IL 62269-2508
Document Number	00A2655091
Instrument Date	May 11, 2020
Instrument	2655091
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 WHITE PINE AVE O FALLON IL 622692508, O FALLON, IL 62269-2508

Mortgage

Document Number	A2655092
Date	Jun 19, 2020
Instrument	2655092

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	120 WHITE PINE AVE, O FALLON, IL 62269-2508
Document Number	00A2617429
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 WHITE PINE AVE O FALLON IL 622692508, O FALLON, IL 62269-2508

Mortgage

Document Number	00A2617429
Date	Jun 26, 2019
Instrument	2617429

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2044

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 21, 2018
Property Address	120 WHITE PINE AVE, O FALLON, IL 62269-2508
Document Number	00A2568036
Instrument Date	Sep 29, 2017
Instrument	2568036
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	COMMUNITY TITLE AND ESCROW LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2220 NORMANDY DR ST LOUIS MO 631214732, ST LOUIS, MO 63121-4732

Mortgage

Document Number	A2568037
Date	Feb 21, 2018
Instrument	2568037

Lender

Name	CORNERSTONE HM LN CTR
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 White Pine Ave was $5,004 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+9.31%) Homeowner's exemption	$75,431 (+9.62%) Land $17,448 Building $57,983	$226,293 (+9.62%) Land $52,344 Building $173,949
2024	$4,578.00	$68,812 Land $15,917 Building $52,895	$206,436 Land $47,751 Building $158,685
2022		$56,150 Land $12,988 Building $43,162	$168,450 Land $38,964 Building $129,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 120 White Pine Ave; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 White Pine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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