120 Westbrook Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 120 Westbrook Dr, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1977
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 1999)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04207-007-001-001`

Property Details

APN / Parcel Number

Primary APN	`R04207-007-001-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	1,297 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Balcony Area	25 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	120 WESTBROOK DR
City	WILMINGTON
State	NC
Zip	28405-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR,AIRPORT
Legal Description	LOT 232 SEC 3C BROOKFIELD
Legal Subdivision	BROOKFIELD SEC 3C
Legal Block	7
Legal Lot Number	232
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	1
Census Block	1011
Census Tract	11609

Owner

120 Westbrook Dr is owned and occupied by an individual who bought it in October 1999.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 WESTBROOK DR, WILMINGTON, NC 28405-7500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 1999 · Amount on File
Deed Sale	Oct 21, 1999 · Amount on File
Prior Sale	Jun 1, 1977
Deed Book / Page	2657 / 29
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	120 WESTBROOK DR, WILMINGTON, NC 28405-7500
Document Number	0061730908
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 N 20TH ST WILMINGTON NC 28405, WILMINGTON, NC 28405

Mortgage

Document Number	0061730908
Date	Oct 15, 2018
Book Page	006173/000908
Instrument	31300

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Westbrook Dr was $1,221, up 13.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,200 (-) Land $126,500 Building $176,700	$303,200 (-) Land $126,500 Building $176,700
2025	$1,221.00 (+13.58%)	$303,200 Land $126,500 Building $176,700	$303,200 Land $126,500 Building $176,700
2024	$1,075.00 (+0.56%)
2023	$1,069.00 (-0.93%)	$191,800 Land $71,800 Building $120,000	$191,800 Land $71,800 Building $120,000
2022	$1,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Westbrook Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Westbrook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000