Lorain County property record for 120 West St, Kipton, OH 44049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1971 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-016-105-015 |
| Primary APN | 13-11-016-105-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 1,392 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 50,530 sqft (1.16 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 192 sqft |
| Patio Area | 320 sqft |
| Canopy | 320 sqft |
| Pole Barn | 1,024 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 120 WEST ST |
|---|---|
| City | KIPTON |
| State | OH |
| Zip | 44049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-13-016 -002-00 |
| Legal Subdivision | CAMDEN 11 |
| Legal Tract | 11 |
| Legal Block | 105 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CAMDEN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 93100 |
120 West St is owned by two individuals who acquired it in May 2023.
Source: Lorain County records, as of May 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Transfer on Death Deed, Transfer |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2023 |
| Transfer Doc | 0000916379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 22, 2023 |
| Property Address | 120 WEST ST, KIPTON, OH 44049 |
| Document Number | 0000916379 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023-0916379 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 120 WEST ST, KIPTON, OH 44049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 120 WEST ST, KIPTON, OH 44049 |
| Document Number | 0000630972 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 WEST ST KIPTON OH 44049, KIPTON, OH 44049 |
| Document Number | 0000630972 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 630972 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 120 West St was $2,449, down 2.2% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Camden Township |
| Municipality | Kipton Village |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,449.00 (-2.2%) | $51,360 (+%) Land $13,850 Building $37,510 | $146,740 (-) Land $39,580 Building $107,160 |
| 2024 | $2,504.00 (-5.62%) | $51,359 (+4.36%) Land $13,853 Building $37,506 | $146,740 (+4.36%) Land $39,580 Building $107,160 |
| 2023 | $2,653.00 (+3.27%) | $49,214 (+0.01%) Land $12,702 Building $36,512 | $140,610 Land $36,290 Building $104,320 |
| 2022 | $2,569.00 | $49,210 Land $12,700 Building $36,510 | |
| 2021 | $140,610 Land $36,290 Building $104,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 West St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 West St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures