120 Wayne St, Yankton, SD 57078 Property Records

Yankton County property record for 120 Wayne St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2006)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.022.500.112`

Property Details

APN / Parcel Number

Primary APN	`09.022.500.112`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Other

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 WAYNE ST
City	YANKTON
State	SD
Zip	57078-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 1 MAYERS ADDN
Legal Range	56
Legal Township	93
Legal Section	22
Legal Subdivision	MAYERS ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	YANKTON SD
Township / Civil Division	WEST YANKTON
Census Block Group	1
Census Block	1028
Census Tract	966301

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 WAYNE ST, YANKTON, SD 57078-4781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST DAKOTA NATIONAL BANK
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Deed Book / Page	463 / 68
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	120 WAYNE ST, YANKTON, SD 57078-4781
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WAYNE ST, YANKTON, SD 57078-4781

Mortgage

Document Number	000562/549
Date	Dec 13, 2021
Book Page	562/549

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 15, 2036

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	120 WAYNE ST, YANKTON, SD 57078-4781
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552/80
Date	Jul 14, 2020
Book Page	552/80

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	120 WAYNE ST, YANKTON, SD 57078-4781
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	541/183
Date	Jul 30, 2018
Book Page	541/183

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,100 (+24.68%) Land $25,000 Building $179,100	$204,100 Land $25,000 Building $179,100
2025	$2,173.00 (+26.85%)
2023		$163,700 Land $20,800 Building $142,900
2022	$1,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	21 (2010–2018)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Flooding, Jul 2011 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Hartington Telecommunications.

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