120 Watson St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 120 Watson St, Ripon, WI 54971

Property Summary

Property Type	Commercial
Details	2,250 sqft · built 1890
Lot Size	0.038 acres (1,655 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Nov 2022)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-RI-168-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-RI-168-00`

Interior

Stories	2 Stories
Building Area	2,250 sqft Total Area
Basement Area	1,125 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	5.3 ft deep x 3.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	120 WATSON ST
City	RIPON
State	WI
Zip	54971-1327
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2
Legal Description	S21 T16N R14E RIPON PLAT PT OF LOTS 7 & 8 BLK 6 & PT OF THE PUBLIC SQ & FDL ST AS REC 974818
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	RIPON PLAT
Legal Block	6
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5037
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watson Street Commercial Historic District listed 1991 · 70 contributing resources · NRIS 91001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 608, MARKESAN, WI 53946-0608
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jan 21, 2011 · Amount on Record
Deed Document Number	20221177990
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 23, 2022
Property Address	120 WATSON ST, RIPON, WI 54971-1327
Document Number	0001177990
Instrument Date	Nov 16, 2022
Instrument	1177990
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 608, MARKESAN, WI 53946-0608

Mortgage

Document Number	0001177991
Date	Nov 23, 2022
Instrument	1177991

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00 (+10.22%)	$83,100 (-) Land $6,100 Building $77,000	$128,169 (+31.29%) Land $9,408 Building $118,761
2023	$2,124.00	$83,100 Land $6,100 Building $77,000	$97,626 Land $7,166 Building $90,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Hilbert Communications, Verizon.

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