120 Waterloo Cir, Greer, SC 29650 Property Records

Greenville County property record for 120 Waterloo Cir, Greer, SC 29650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,481 sqft · built 1978
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage Dec 2025 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0534.02-01-042.00`

Property Details

APN / Parcel Number

Primary APN	`0534.02-01-042.00`
Alternative APNs	`202200027175788001` `202300027673688001` `202400028331288001` `202500028575688001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,481 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	202500028575688001
Street Address	120 WATERLOO CIR
City	GREER
State	SC
Zip	29650-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	8 PT9
Legal Subdivision	BOILING SPRING ESTATE
Legal Block	01
Legal Lot Number	042.00
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREENVILLE
Census Block Group	1
Census Block	1000
Census Tract	2817

Owner

120 Waterloo Cir is owned and occupied by an individual who acquired it in October 2025.

Source: Greenville County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	120 WATERLOO CIR, GREER, SC 29650-4228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Dec 1, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage NEW AMERICAN FUNDING
Apr 7, 2017	Reverse Mortgage, Transfer · FHA Mortgage LOANLEADERS/AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2025
Transfer Doc	02773/0194
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	120 WATERLOO CIR, GREER, SC 29650-4228
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VATERLOO CIRCLE, GREER, SC 29650

Mortgage

Document Number	05720/5034
Date	Jan 5, 2023
Book Page	5720/5034
Instrument	2023000601

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	31 Months
Due	Aug 29, 2025

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.7%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENVILLE SC
Recording Date	Dec 1, 2025
Property Address	120 WATERLOO CIR, GREER, SC 29650-4228
Document Number	02773/0194
Book / Page	2773 / 194
Map Reference	MB YY PG 14&15
Instrument Date	Oct 1, 2025
Instrument	2025076808
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WATERLOO CIR, GREER, SC 29650-4228

Mortgage

Document Number	2025076809
Date	Dec 1, 2025
Instrument	2025076809

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	716 Months
Due	Aug 29, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

April 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	GREENVILLE SC
Recording Date	Apr 7, 2017
Property Address	120 WATERLOO CIR, GREER, SC 29650-4228
Document Number	2509/5718
Book / Page	002509 / 005718
Instrument Date	Mar 29, 2017
Instrument	27833
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	120 WATERLOO CIR GREER SC 296504228, GREER, SC 29650-4228

Mortgage

Document Number	5385/0787
Date	Apr 7, 2017
Book Page	005385/000787
Instrument	27834

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Apr 6, 2096

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Waterloo Cir was $2,093 with a homeowner's exemption, up 6.2% from the year before.

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+6.19%) Homeowner's exemption	$16,570 (+14.99%) Land $3,750 Building $12,820	$445,520 (+23.7%)
2024	$1,971.00 (-2.09%) Homeowner's exemption	$14,410 (-) Land $3,000 Building $11,410	$360,150 (-) Land $75,000 Building $285,150
2023	$2,013.00 (+10.6%) Homeowner's exemption	$14,410 (-) Land $3,000 Building $11,410	$360,150 (-) Land $75,000 Building $285,150
2022	$1,820.00 Homeowner's exemption	$14,410 Land $3,000 Building $11,410	$360,150 Land $75,000 Building $285,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Waterloo Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Waterloo Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterloo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures