Madison County property record for 120 Walnut Trace Dr, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,317 sqft · built 1999 |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,900 (May 2017) |
| Tax Bill | $2,261 (2022) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057034P B 07300 |
| Primary APN | 057034P B 07300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| 1st Floor Area | 2,317 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.286 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 WALNUT TRACE DR |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: D49 |
| Legal Subdivision | WALNUT TRACE |
| Legal Block | 5 |
| Legal Lot Number | 517 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1607 |
120 Walnut Trace Dr is owned and occupied by two individuals who acquired it in January 2018.
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 WALNUT TRACE DR, JACKSON, TN 38305-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit LEADERS CU |
| Aug 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 25, 2018 | Quit Claim Deed, Transfer · FHA Mortgage CLEARPATH LNDG |
| May 16, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 0000005423 |
| Deed Book / Page | 00D740 / 000144 |
| Last Transfer Date | Jan 25, 2018 |
| Transfer Doc | 0000000703 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 120 WALNUT TRACE DR, JACKSON, TN 38305-1537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | T2229/1285 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | T2229/1285 |
| Instrument | 23007886 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 120 WALNUT TRACE DR, JACKSON, TN 38305-1537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | T2167/1270 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | T2167/1270 |
| Instrument | 21011074 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Mar 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Jan 25, 2018 |
| Property Address | 120 WALNUT TRACE DR, JACKSON, TN 38305-1537 |
| Document Number | 0000000703 |
| Book / Page | 00D743 / 001742 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 703 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 WALNUT TRACE DR JACKSON TN 383051537, JACKSON, TN 38305-1537 |
| Document Number | 704 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 0T2063/000830 |
| Instrument | 704 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 24, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 16, 2017 |
| Property Address | 120 WALNUT TRACE DR, JACKSON, TN 38305-1537 |
| Document Number | 0000005423 |
| Book / Page | 00D740 / 000144 |
| Instrument Date | May 11, 2017 |
| Instrument | 5423 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 WALNUT TRACE DR JACKSON TN 383051537, JACKSON, TN 38305-1537 |
| Document Number | 5424 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 0T2046/000348 |
| Instrument | 5424 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,875 Land $9,625 Building $55,250 | ||
| 2023 | $64,875 Land $9,625 Building $55,250 | ||
| 2022 | $2,261.00 | $259,500 Land $38,500 Building $221,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Walnut Trace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Walnut Trace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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