120 Walnut St, Washington, MO 63090 Property Records

Franklin County property record for 120 Walnut St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1989
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,607 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-031-088.100`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-031-088.100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Split Foyer
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	120 WALNUT ST
City	WASHINGTON
State	MO
Zip	63090-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1A O T OF WASHINGTON RS
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	O T OF WASHINGTON
Legal Block	31
Legal Lot Number	1A
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	800201

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	120 WALNUT ST, WASHINGTON, MO 63090-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
Aug 22, 2019	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021
Deed Sale	Jul 8, 2021
Deed Document Number	2112759
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	120 WALNUT ST, WASHINGTON, MO 63090-2527
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108232
Date	May 3, 2021
Instrument	2108232

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 8, 2021
Property Address	120 WALNUT ST, WASHINGTON, MO 63090-2527
Document Number	0002112759
Map Reference	PB N PG 82
Instrument Date	Jul 6, 2021
Instrument	2112759
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 CAMP ST, 1550, WASHINGTON, MO 63090-5015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WALNUT ST, WASHINGTON, MO 63090-2527

Mortgage

Document Number	0002112760
Date	Jul 8, 2021
Instrument	2112760

Lender

Name	UNITED BANK OF UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	120 WALNUT ST, WASHINGTON, MO 63090-2527
Document Number	0000011126
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WALNUT ST WASHINGTON MO 630902527, WASHINGTON, MO 63090-2527

Mortgage

Document Number	0000011126
Date	Aug 27, 2019
Instrument	11126

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (+18.42%)	$28,815 (+20.48%)	$151,660 (+20.48%) Land $20,560 Building $131,100
2023	$1,357.00 (+13.65%)	$23,917	$125,880 Land $20,560 Building $105,320
2022	$1,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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