Santa Cruz County property record for 120 Waldeberg Rd, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 440 sqft · built 1927 |
| Lot Size | 0.644 acres (28,053 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Sep 1994) |
| Tax Bill | $1,813 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-121-19 |
| Primary APN | 078-121-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 440 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 28,053 sqft (0.644 acres) |
| Terrain | Steep |
| Sewer | Septic |
|---|
| Street Address | 120 WALDEBERG RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 120301 |
120 Waldeberg Rd is owned and occupied by two individuals who acquired it in November 2003.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 WALDEBERG RD, BEN LOMOND, CA 95005-9276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 1994 · Amount on File |
| Deed Sale | Sep 28, 1994 · Amount on File |
| Deed Document Number | 199466394 |
| Deed Book / Page | 5575 / 838 |
| Last Transfer Date | Nov 25, 2003 |
| Transfer Doc | 0000121043 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 120 Waldeberg Rd was $1,813 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,786 (+2%) Land $74,761 Building $44,025 | ||
| 2025 | $1,813.00 Homeowner's exemption | $116,457 Land $73,295 Building $43,162 | |
| 2023 | $1,650.00 (+2.8%) Homeowner's exemption | $111,935 Land $70,449 Building $41,486 | $891,450 |
| 2022 | $1,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Waldeberg Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Waldeberg Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures