Champaign County property record for 120 W White St, Champaign, IL 61820
| Property Type | Commercial |
|---|---|
| Lot Size | 0.406 acres (17,680 sqft) |
| Owner | Company Name on File |
| Tax Bill | $20,496 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-457-005 |
| Primary APN | 42-20-12-457-005 |
|---|
| Lot Area | 17,680 sqft (0.406 acres) |
|---|
| Street Address | 120 W WHITE ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4802 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 8, 9 BLOCK 16 FARNHAM, CLARK, AND WHITES ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | WEST SIDE FARNHAM, CLARK, AND WHITES ADD |
| Legal Block | 16 |
| Legal Lot Number | 8,9 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11002 |
120 W White St, a commercial property, is owned by a company.
Source: Champaign County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 W WHITE ST, CHAMPAIGN, IL 61820-4802 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 120 W WHITE ST, CHAMPAIGN, IL 61820-4802 |
| Document Number | 0000006584 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 W WHITE ST CHAMPAIGN IL 618204802, CHAMPAIGN, IL 61820-4802 |
| Document Number | 0000006584 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 6584 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61824-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 17, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 120 W White St was $20,496, up 8.1% from the year before.
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,496.00 (+8.12%) | $243,900 Land $122,080 Building $121,820 | $731,700 Land $366,240 Building $365,460 |
| 2024 | $18,956.00 | ||
| 2022 | $16,795.00 | $182,640 Land $91,420 Building $91,220 | $547,920 Land $274,260 Building $273,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 W White St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 W White St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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