120 W State Rte 4, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 120 W State Rte 4, Paramus, NJ 07652

Property Summary

Property Type	Commercial
Details	35,210 sqft · built 2000
Lot Size	3.32 acres (144,750 sqft)
Owner	Individual Name on File
Last Sale	$484,000 (Sep 2012)
Tax Bill	$297,595 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-00108-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`46-00108-0000-00007`
Alternative APN	`460010800007`

Interior

Stories	1 Story
Building Area	35,210 sqft Gross Area
1st Floor Area	35,210 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	144,750 sqft

Location & Zoning

Street Address	W 120 ROUTE 4 # 4 # 4, 4ROUTE
City	PARAMUS
State	NJ
Zip	07652
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	BG
Legal Description	3.323AC
Legal Block	108
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2020
Census Tract	42500

Owner

120 W State Rte 4 is owned by an individual who bought it in September 2012.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6 SPRING VALLEY RD, PARAMUS, NJ 07652
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Deed Document Number	201293800
Deed Book / Page	1161 / 50
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	120 W STATE RT 4, PARAMUS, NJ 07652-1215
Document Number	0036380481
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 N BARTLETT ST MEDFORD OR 975016032, MEDFORD, OR 97501-6032

Mortgage

Document Number	0036380481
Date	Jul 8, 2020
Book Page	003638/000481
Instrument	20063882

Lender

Name	AMERICAN HONDA FINANCE CORP AMERICAN HONDA FINANCE CORP
Type	Bank
Address	20800 MADRONA AVENUE TOR8-2C, TORRANCE, CA 90503

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 W State Rte 4 was $297,595, up 0.5% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,150,300 (+1.5%) Land $6,440,000 Building $13,710,300	$20,150,300 (+1.5%) Land $6,440,000 Building $13,710,300
2025	$297,595.00 (+0.53%)	$19,852,900 Land $6,440,000 Building $13,412,900	$19,852,900 Land $6,440,000 Building $13,412,900
2024	$296,028.00
2023		$19,242,300 Land $6,440,000 Building $12,802,300	$19,242,300 Land $6,440,000 Building $12,802,300
2022	$285,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W State Rte 4 in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	33 (1979–2023)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 W State Rte 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20