Polk County property record for 120 W Socrum Loop Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1959 |
| Lot Size | 0.503 acres (21,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Mar 2018) |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012260 |
| Primary APN | 23-27-12-000000-012260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,898 sqft (0.503 acres) |
| Lot Dimensions | 190 ft deep x 115 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 108 sqft |
| Carport | Carport |
| Carport Area | 108 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|
| Street Address | 120 W SOCRUM LOOP RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | BEG NW COR OF SE1/4 OF NE1/4 RUN E 923.13 FT S 441.10 FT S 30 DEG 09 MIN 30 SEC E 79.23 FT N 59 DEG 50 MIN 30 SEC E 100 FT TO POB CONT N 59 DEG 50 MIN 30 SEC E 190.4 FT N 30 DEG 09 MIN 30 SEC W 115 FT S 59 DEG 50 MIN 30 SEC W 190.4 FT S 30 DEG 09 MIN |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 W SOCRUM LOOP RD, LAKELAND, FL 33809-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 20, 2018 | Warranty Deed, Transfer HOME SOLUTION TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | Jun 21, 2011 · Amount on Record |
| Deed Document Number | 201859580 |
| Deed Book / Page | 10428 / 1 |
| Prior Transfer Date | Oct 5, 2010 |
| Prior Transfer Doc | 0000185174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 120 W SOCRUM LOOP RD, LAKELAND, FL 33809-2228 |
| Document Number | 0110942017 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 120 W SOCRUM LOOP RD LAKELAND FL 338092228, LAKELAND, FL 33809-2228 |
| Document Number | 0110942017 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 011094/002017 |
| Instrument | 678 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 120 W SOCRUM LOOP RD, LAKELAND, FL 33809-2228 |
| Document Number | 0104280001 |
| Book / Page | 010428 / 000001 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 59580 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $903.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 W SOCRUM LOOP RD LAKELAND FL 338092228, LAKELAND, FL 33809-2228 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,468 (+2.7%) | $214,692 (-9.78%) Land $15,215 Building $199,477 | |
| 2025 | $1,037.00 (-28.58%) Homeowner's exemption | $154,302 (+5.99%) | $237,955 (+16.67%) Land $15,215 Building $222,740 |
| 2023 | $1,452.00 (+0.83%) Homeowner's exemption | $145,585 (+3%) | $203,963 (+11.25%) Land $14,651 Building $189,312 |
| 2022 | $1,440.00 Homeowner's exemption | $141,345 | $183,339 Land $12,397 Building $170,942 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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