120 W Prairie Loop Rd, Elma, WA 98541 Property Records

Mason County property record for 120 W Prairie Loop Rd, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,280 sqft · built 2008
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2024)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Apr 2024 Sale Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51908-50-00096`

Property Details

APN / Parcel Number

Primary APN	`51908-50-00096`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	2,144 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Terrain	Steep
View / Lot	Road
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	680 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	120 W PRAIRIE LOOP RD
City	ELMA
State	WA
Zip	98541-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IH
Legal Description	STAR LAKE #1 LOT: 96
Legal Subdivision	STAR LAKE #1
Legal Lot Number	96
Jurisdiction	MASON WA
Township / Civil Division	WEST MASON
Census Block Group	3
Census Block	3012
Census Tract	960202

Owner

120 W Prairie Loop Rd is owned by an individual who bought it in April 2024.

Source: Mason County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3211 MCEWAN RD NW, LAKEBAY, WA 98349-9672
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Feb 7, 2022 · Amount on File
Deed Document Number	20242209749
Prior Transfer Date	Dec 10, 2012
Prior Transfer Doc	0002000314
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Apr 17, 2024
Property Address	120 W PRAIRIE LOOP RD, ELMA, WA 98541-9614
Document Number	0002209749
Map Reference	VOL 5 PGS 103 104 AN
Instrument Date	Apr 9, 2024
Instrument	2209749
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 MCEWAN RD NW, LAKEBAY, WA 98349-9672

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Feb 7, 2022
Property Address	120 W PRAIRIE LOOP RD, ELMA, WA 98541-9614
Document Number	0002175886
Map Reference	VOL 5 PG 103-105
Instrument Date	Jan 24, 2022
Instrument	2175886
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W PRAIRIE LOOP RD, ELMA, WA 98541-9614

Mortgage

Document Number	0002175887
Date	Feb 7, 2022
Instrument	2175887

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Prairie Loop Rd was $2,493, down 0.6% from the year before.

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,300 Land $12,775 Building $325,525	$338,300 Land $12,775 Building $325,525
2025	$2,493.00 (-0.6%)
2024	$2,508.00 (-22.14%)	$297,310 Land $6,725 Building $290,585	$297,310 Land $6,725 Building $290,585
2023	$3,221.00
2022		$361,895 Land $9,040 Building $352,855	$361,895 Land $9,040 Building $352,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W Prairie Loop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 W Prairie Loop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAR LAKE COMMUNITY CLUB private · serves 201 people · EPA ID WA5383680
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PUD 3 Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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