120 W Mill St, Girard, IL 62640 Property Records

Macoupin County property record for 120 W Mill St, Girard, IL 62640

Property Summary

Property TypeSingle Family Home
Lot Size0.203 acres (8,844 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (May 1995)
Tax Bill$545 (2025)
Deeds & MortgagesFeb 2024 Transfer
APN04-32-227-010

Property Details

APN / Parcel Number

Primary APN04-32-227-010
Alternative APN
  • 07-000-537-00

Exterior

Lot Area8,844 sqft (0.203 acres)
Lot Dimensions134 ft deep x 66 ft wide

Location & Zoning

Street Address120 W MILL ST
CityGIRARD
StateIL
Zip62640-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAL LOT 4 BLK 1 O P GIRARD 66 X 134 04-32-227-010
Legal Block1
Legal Lot Number4
JurisdictionMACOUPIN IL
Township / Civil DivisionGIRARD
Census Block Group2
Census Block2015
Census Tract956100

Owner

120 W Mill St is owned and occupied by an individual who acquired it in February 2024.

Source: Macoupin County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address120 W MILL ST, GIRARD, IL 62640-1232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 1995 · Amount on File
Deed SaleMay 31, 1995 · Amount on File
Deed Book / Page589 / 330
Last Transfer DateFeb 26, 2024
Transfer Doc0000609926
Record UpdatedSep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMACOUPIN IL
Recording DateFeb 29, 2024
Property Address120 W MILL ST, GIRARD, IL 62640-1232
Document Number0000609926
Instrument DateFeb 26, 2024
Instrument609926
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 W MILL ST, GIRARD, IL 62640-1232

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 N LINCOLN ST, GIRARD, IL 62640-1328

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Mill St was $545 with exemptions applied, down 3.5% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionGirard Township
MunicipalityGirard City
Unified School DistrictNorth Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$545.00 (-3.54%)$27,713 (+7%) Land $2,911 Building $24,802$83,139 (+7%) Land $8,733 Building $74,406
2024$565.00 Homeowner's exemption Senior Citizen's exemption$25,900 Land $2,721 Building $23,179$77,700 Land $8,163 Building $69,537
2022$604.00 Homeowner's exemption Senior Citizen's exemption$22,412 Land $2,354 Building $20,058$67,236 Land $7,062 Building $60,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 120 W Mill St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 W Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD
serves 1,885 people · EPA ID IL1170450
Water SourcePurchased surface water from OTTER LAKE WATER COMMISSION
Last State InspectionDec 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Royell Communications
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on W Mill St

Nearby Streets

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