120 W Main St, Denison, TX 75021 Property Records

Grayson County property record for 120 W Main St, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details3,000 sqft · built 1900
Lot Size0.069 acres (3,001 sqft)
OwnerCompany Name on File
Tax Bill$10,617 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APND016 3131492

Property Details

APN / Parcel Number

Primary APND016 3131492
Alternative APN
  • 143172

Interior

Building Area3,000 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1995
Lot Area3,001 sqft (0.069 acres)
Lot Dimensions120 ft deep x 25 ft wide
Deck AreaDeck Area
Patio Area375 sqft
Canopy1,350 sqft

Location & Zoning

Street Address120 W MAIN ST
CityDENISON
StateTX
Zip75021-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTP DENISON, BLOCK 53, LOT 11, 25 X 120, ACRES .0689
Legal SubdivisionOTP DENISON
Legal Block53
Legal Lot Number11
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1027
Census Tract502

Owner

120 W Main St is owned by a company that acquired it in September 2023.

Source: Grayson County records, as of September 22, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 946, DENISON, TX 75021-0946
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2023
Deed SaleSep 29, 2023
Prior SaleDec 22, 2011
Deed Document Number202325957
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address120 W MAIN ST, DENISON, TX 75021-3005
Transaction TypeMortgage
Record UpdatedApr 9, 2024
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address922 CLEVE COLE RD, DENISON, TX 75021-4044

Mortgage

Document Number0000007506
DateMar 21, 2024
Instrument7506
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Address931 W MAIN ST, DENISON, TX 75020
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Main St was $10,617, up 1.1% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,617.00 (+1.09%)$458,014 Land $102,000 Building $356,014$458,014 Land $102,000 Building $356,014
2024$10,503.00
2023$333,000 Land $26,100 Building $306,900$333,000 Land $26,100 Building $306,900
2022$6,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Main St

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