120 W Main St, Centerville, IN 47330 Property Records

Wayne County property record for 120 W Main St, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,604 sqft · built 1825
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-00655-00`

Property Details

APN / Parcel Number

Primary APN	`020-00655-00`
Alternative APNs	`89-10-19-440-228.000-007` `311944022800020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
1st Floor Area	2,604 sqft
Basement Area	567 sqft
Unfinished Basement	558 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	160 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	311944022800020
Street Address	120 W MAIN ST
City	CENTERVILLE
State	IN
Zip	47330-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 56 OP 31 FT W D
Legal Subdivision	CENTERVILLE
Legal Lot Number	56
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1021
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centerville Historic District listed 1971 · 115 contributing resources · NRIS 71000008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

120 W Main St is owned and occupied by an individual who acquired it in April 2023.

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 W MAIN ST, CENTERVILLE, IN 47330-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage WAYNE BANK & TRUST CO
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023
Deed Sale	Apr 17, 2023
Prior Sale	Apr 17, 2023
Deed Document Number	20232797
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	120 W MAIN ST, CENTERVILLE, IN 47330-1227
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024002703
Date	Apr 19, 2024
Instrument	2024002703

Lender

Name	WAYNE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 15, 2039

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	120 W MAIN ST, CENTERVILLE, IN 47330-1227
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002790
Date	Apr 17, 2023
Instrument	2023002790

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Main St was $1,239, up 4.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+4.38%)	$137,700 Land $6,300 Building $131,400	$137,700 Land $6,300 Building $131,400
2024	$1,187.00
2023		$107,000 (-1.02%) Land $4,900 Building $102,100	$107,000 (-1.02%) Land $4,900 Building $102,100
2022	$1,081.00 Homeowner's exemption	$108,100 Land $4,900 Building $103,200	$108,100 Land $4,900 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: NLBC.

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