120 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 120 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,748 sqft · built 1853
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$131,580 (Sep 2009)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-7250-0050-01-3`

Property Details

APN / Parcel Number

Primary APN	`58-7250-0050-01-3`
Alternative APN	`11-58-7250-0050-01-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,748 sqft Living Area
1st Floor Area	1,847 sqft
Basement Area	669 sqft
Unfinished Basement	669 sqft

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	165 ft deep x 58 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	ALL OF LOT 50 EXC THE E 66' THEREOF A B STAPLES ADD TO CITY OF BUCHANAN
Legal Subdivision	A B STAPLES ADD
Legal Lot Number	50
Legal Unit	50
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	5
Census Block	5019
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

120 W Front St is owned and occupied by an individual who bought it in September 2009.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	120 W FRONT ST, BUCHANAN, MI 49107-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Prior Sale	Oct 9, 2007 · Amount on File
Deed Book / Page	2897 / 3204
Prior Transfer Date	Mar 8, 2007
Prior Transfer Doc	02780/1321
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	120 W FRONT ST, BUCHANAN, MI 49107-1235
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03184/0135
Date	Sep 21, 2017
Book Page	3184/0135
Instrument	3184-0135

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	120 W FRONT ST, BUCHANAN, MI 49107-1235
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W FRONT ST, BUCHANAN, MI 49107-1235

Mortgage

Document Number	003384/403
Date	Aug 26, 2022
Book Page	3384/403
Instrument	2022361025

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Front St was $2,844 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,000	$268,000
2025	$2,844.00
2023		$89,500	$179,000
2022	$2,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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