120 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 120 W Elm St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,481 sqft · built 1948
Lot Size	0.17 acres (7,400 sqft)
Owner	Company Name on File
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`203-0-221-130`

Property Details

APN / Parcel Number

Primary APN	`203-0-221-130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	929 sqft
1st Floor Area	929 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 W ELM ST
City	OXNARD
State	CA
Zip	93033-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 13 REF: 014MR 091
Legal Subdivision	OXNARD VILLAGE TRACT
Legal Block	221
Legal Lot Number	13
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1019
Census Tract	3801

Owner

Source: Ventura County records · APN 203-0-221-130

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1161 ESCALON DR, OXNARD, CA 93035-2729
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 21, 2015
Transfer Doc	0000112063
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	120 W ELM ST, OXNARD, CA 93033-3535
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024076
Date	Mar 01, 2018
Instrument	20180301-00024076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$196,497 (+2%) Land $56,483 Building $140,014
2025	$2,427.00 (+2.06%)	$192,645 (+4.04%) Land $55,376 Building $137,269
2024	$2,378.00 (+3.75%)
2023	$2,292.00 (+3.06%)	$185,165 Land $53,225 Building $131,940
2022	$2,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 754 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OXNARD WATER DEPT serves 200,232 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.