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120 W Commerce, Penelope, TX 76676 Property Records

Hill County property record for 120 W Commerce, Penelope, TX 76676

Property Summary

Property TypeSingle Family Home
Details1 ba · 994 sqft
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Nov 2024)
Tax Bill$655 (2026)
Deeds & MortgagesNov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN16616-04000-00120-009000

Property Details

APN / Parcel Number

Primary APN16616-04000-00120-009000
Alternative APN
  • 124967

Interior

Full Baths1 Bath
Building Area994 sqft Living Area
Gross Area1,576 sqft
1st Floor Area994 sqft

Exterior

Exterior MaterialWood
Roof TypeHip
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions115 ft deep x 60 ft wide
PorchPorch
Porch Area154 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number16616-04000-00120-009000
Street Address120 W COMMERCE
CityPENELOPE
StateTX
Zip76676-3080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENELOPE OT BLK 12 LT 9 & 10
Legal SubdivisionPENELOPE OT
Legal Block12
Legal Lot Number9,10
JurisdictionHILL TX
Township / Civil DivisionMALONE-PENELOPE
Census Block Group3
Census Block3124
Census Tract961400

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3272 FM 934, ITASCA, TX 76055-4804
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024 · Amount on Record
Deed SaleNov 1, 2024 · Amount on Record
Prior SaleFeb 6, 2012 · Amount on Record
Deed Document Number2024160792
Deed Book / Page2344 / 98
Record UpdatedOct 29, 2026

November 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHILL TX
Recording DateNov 1, 2024
Property Address120 W COMMERCE, PENELOPE, TX 76676-3080
Document Number0002344/98
Book / Page2344 / 98
Map ReferenceVOL 78 PG 512&513
Instrument DateNov 1, 2024
Instrument160792
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyWESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 W COMMERCE, PENELOPE, TX 76676-3046

Transferred To (Grantee/Buyer)

NameVerified Name
Address3272 FM 934, ITASCA, TX 76055-4804

Mortgage

Document Number0000160793
DateNov 1, 2024
Instrument160793
Lender
NameJOHN ONDREJ
TypePrivate Party
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term96 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHill County
MunicipalityPenelope Town
Unified School DistrictPenelope Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655.00 (+118.33%)$38,250 (+2.22%) Land $5,330 Building $32,920$38,250 (+2.22%) Land $5,330 Building $32,920
2025$300.00 (+15.38%)$37,420 (+11.73%) Land $5,330 Building $32,090$37,420 (+11.73%) Land $5,330 Building $32,090
2023$33,490 Land $5,330 Building $28,160$33,490 Land $5,330 Building $28,160
2022$260.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENELOPE WSC
serves 200 people · EPA ID TX1090026
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		200 / 20
Nextlink
Fixed Wireless		100 / 20
Central Link Broadband
Fixed Wireless		100 / 20
AMA TechTel Communications
Fixed Wireless		75 / 20

May also be available: T-Mobile.

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