120 W Cherry Dr, Petal, MS 39465 Property Records

Forrest County property record for 120 W Cherry Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,000 sqft · built 1948
Lot Size	0.266 acres (11,585 sqft)
Owner	Individual Name on File
Last Sale	$127,929 (Sep 2023)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-022N-35-286.00`

Property Details

APN / Parcel Number

Primary APN	`3-022N-35-286.00`
Alternative APNs	`177C-2130-001-421.00` `029844` `29844`

Interior

Full Baths	3 Baths
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	11,585 sqft (0.266 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29844
Street Address	120 W CHERRY DR
City	PETAL
State	MS
Zip	39465-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 1 M L BRUCE S/D 628/148 1/90 707/490 3/94
Legal Range	13W
Legal Township	05N
Legal Section	35
Legal Subdivision	BRUCE M L SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	FORREST MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	10300

Owner

120 W Cherry Dr is owned and occupied by an individual who bought it in September 2023.

Source: Forrest County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	120 W CHERRY DR, PETAL, MS 39465-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Deed Document Number	2023854776
Deed Book / Page	1429 / 281
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Sep 5, 2023
Property Address	120 W CHERRY DR, PETAL, MS 39465-2316
Document Number	001429/281
Book / Page	1429 / 281
Map Reference	MB 7 PG 53
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ELITE TITLE 1 LLC, ELITE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 W GREGORY ST, PENSACOLA, FL 32502-4742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W CHERRY DR, PETAL, MS 39465-2316

Mortgage

Document Number	0002495562
Date	Sep 5, 2023
Instrument	2495//562

Lender

Name	THE CITIZENS NATIONAL BANK OF MERID
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Cherry Dr was $1,240.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$7,024	$46,820 Land $8,590 Building $38,230
2023	$500.00 Homeowner's exemption	$39,450 (+9%)	$39,450 (-) Land $8,590 Building $30,860
2022		$3,945	$39,450 Land $8,590 Building $30,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 W Cherry Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	273 (1978–2022)
Claims Outside the SFHA	19 of 273
Most Recent Claim	Apr 2022 · other causes
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 25 claims Hurricane Katrina, Aug 2005 · 10 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 W Cherry Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20