120 W 28th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 120 W 28th St, Chattanooga, TN 37408

Property Summary

Property Type	Commercial Vacant Land
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$993 (2025)
Flood Zone	Zone X (minimal risk)
APN	`155C L 001.06`

Property Details

APN / Parcel Number

Primary APN	`155C L 001.06`

Exterior

Lot Area	43,560 sqft
Lot Dimensions	269 ft deep x 176 ft wide

Location & Zoning

Old Parcel Number	155C L 00106
Street Address	120 W 28TH ST
City	CHATTANOOGA
State	TN
Zip	37408
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	TR 6 SEABOARD SUB PB 63 PG 174 CELL TOWER SITE ON S001
Legal Subdivision	SEABOARD SUB
Legal Tract	6
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	2000

Owner

120 W 28th St, commercial vacant land, is owned by an individual who acquired it in June 1999.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	430 WISTERIA CIR, ROSWELL, GA 30076-5015
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1999
Deed Sale	Jun 30, 1999
Deed Document Number	0005395429
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 120 W 28th St was $993, up 48% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+47.99%)	$65,560 (+118.53%)	$163,900 (+118.53%) Land $159,000 Building $4,900
2024	$671.00	$30,000 (-)	$75,000 (-) Land $70,300 Building $4,700
2023	$671.00	$30,000 (-)	$75,000 (-) Land $70,300 Building $4,700
2022	$671.00	$30,000	$75,000 Land $70,300 Building $4,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 W 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 W 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20