120 W 12th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 120 W 12th St, Waterloo, IA 50702

Property Summary

Property TypeOther
Details3 bd · 1 ba · 1,112 sqft · built 1884
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$3,000 (May 2016)
Tax Bill$393 (2021)
Flood ZoneZone X (reduced by levee)
APN8913-25-329-010

Property Details

APN / Parcel Number

Primary APN8913-25-329-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,112 sqft Living Area
FlooringCarpet

Exterior

Year BuiltBuilt 1884
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeStone
Roof MaterialAsphalt
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions600 ft deep x 700 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area70 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address120 W 12TH ST
CityWATERLOO
StateIA
Zip50702-1121
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionANTHONY BAKERS ADDITION NE 70 FT LOT 10 BLK 60
Legal Range13
Legal Township89
Legal Section25
Legal SubdivisionANTHONY BAKERS
Legal Block60
Legal Lot Number10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2020
Census Tract900

Owner

Source: Black Hawk County records, as of November 16, 2022

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2016 · Amount on Record
Deed SaleMay 12, 2016 · Amount on Record
Prior SaleNov 18, 2014
Deed Document Number2016-00019138
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2022

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on W 12th St

Nearby Streets

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