120 Versailles Cir, Naples, FL 34112 Property Records

Collier County property record for 120 Versailles Cir, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2023)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`600100 4515B18`

Property Details

APN / Parcel Number

Primary APN	`600100 4515B18`
Alternative APNs	`706226800031350004515` `70622680003`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Pool Area	260 sqft
Deck Area	80 sqft

Location & Zoning

Street Address	120 VERSAILLES CIR
City	NAPLES
State	FL
Zip	34112-7143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVIERA GOLF EST #2 LOT 451
Legal Range	26
Legal Township	50
Legal Section	18
Legal Subdivision	RIVIERA GOLF EST UNIT 2
Legal Tract	600100
Legal Block	2
Legal Lot Number	451
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10516

Owner

120 Versailles Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Jun 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	May 21, 2015 · Amount on File
Deed Document Number	20236459517
Deed Book / Page	6292 / 2892
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0059693465
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 2, 2023
Property Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143
Document Number	0062922892
Book / Page	6292 / 2892
Map Reference	MB 13 PG 108
Instrument Date	Sep 28, 2023
Instrument	6459517
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	PREMIER TITLE/FL, PREMIER 1 TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4780 ASTON GARDENS WAY # WAY213, WAY213, NAPLES, FL 34109-3570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143

Mortgage

Document Number	0062922894
Date	Oct 2, 2023
Instrument	6292/2894

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143

Mortgage

Document Number	0059570327
Date	Jun 2, 2021
Book Page	5957/327
Instrument	6069660

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 20, 2046

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jun 23, 2021
Property Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143
Document Number	0059693465
Book / Page	5969 / 3465
Map Reference	MB 13 PG 108-111
Instrument Date	Jun 9, 2021
Instrument	6083408
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	120 VERSAILLES CIR, NAPLES, FL 34112-7143

Tax Assessment & Valuation

The 2025 property tax bill for 120 Versailles Cir was $3,433 with a homeowner's exemption, up 6.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,993 (+0.75%) Land $158,541 Building $183,452	$341,993 (-4.23%) Land $158,541 Building $183,452
2025	$3,433.00 (+6.95%) Homeowner's exemption	$339,432	$357,109 Land $211,702 Building $145,407
2024	$3,210.00 (+74.65%)
2023	$1,838.00 (-0.97%) Homeowner's exemption	$192,317 (+3%)	$353,299 (+16.28%) Land $186,219 Building $167,080
2022	$1,856.00 Homeowner's exemption	$186,716	$303,831 Land $131,726 Building $172,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Versailles Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 161 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	481 units insured incl. 320 condo units
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Versailles Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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