120 Valley Rd, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 120 Valley Rd, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,915 sqft · built 1870
Lot Size	118 acres (5,140,080 sqft)
Owner	2 Company Names on Record
Last Sale	$520,000 (Aug 2019)
Tax Bill	$10,617 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00023 B:000323 L:000194`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00023 B:000323 L:000194`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,915 sqft Living Area
Gross Area	4,600 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,140,080 sqft (118 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	120 VALLEY RD
City	ANDOVER
State	NH
Zip	03216-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR R
Legal Block	323
Legal Lot Number	194
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2000
Census Tract	42500

Owner

Source: Merrimack County and Andover Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 VALLEY RD, ANDOVER, NH 03216-3329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	201913564
Deed Book / Page	3641 / 181
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	0000001382
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	120 VALLEY RD, ANDOVER, NH 03216-3329
Document Number	0037110488
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 VALLEY RD ANDOVER NH 032163329, ANDOVER, NH 03216-3329

Mortgage

Document Number	0037110488
Date	Dec 4, 2020
Book Page	003711/000488
Instrument	27771

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Aug 5, 2019
Property Address	120 VALLEY RD, ANDOVER, NH 03216-3329
Document Number	0036410181
Book / Page	003641 / 000181
Instrument Date	Aug 2, 2019
Instrument	13564
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 BROWN RD NEWBURY NH 032555201, NEWBURY, NH 03255-5201

Mortgage

Document Number	36410184
Date	Aug 5, 2019
Book Page	003641/000184
Instrument	13565

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Jan 29, 2019
Property Address	120 VALLEY RD, ANDOVER, NH 03216-3329
Document Number	0036210670
Book / Page	003621 / 000670
Instrument Date	Jan 24, 2019
Instrument	1382
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 VALLEY RD ANDOVER NH 032163329, ANDOVER, NH 03216-3329

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	120 VALLEY RD, ANDOVER, NH 03216-3329
Document Number	0035642101
Book / Page	003564 / 002101
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 VALLEY RD ANDOVER NH 032163329, ANDOVER, NH 03216-3329

Mortgage

Document Number	0035642101
Date	Jul 28, 2017
Book Page	003564/002101
Instrument	13950

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 27, 2027

Tax Assessment & Valuation

Source: Merrimack County and Andover Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,617.00 (+9.8%)	$724,720 (+72.01%) Land $176,120 Building $548,600
2023	$9,669.00 (+7.8%)	$421,322 (-0.46%) Land $119,022 Building $302,300	$724,755
2022	$8,969.00	$423,272 Land $119,972 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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