Hoke County property record for 120 Usher Ct, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,914 sqft · built 2006 |
| Lot Size | 0.223 acres (9,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Oct 2024) |
| Tax Bill | $1,845 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 494850301456 |
| Primary APN | 494850301456 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Upper Floors Area | 10 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,720 sqft (0.223 acres) |
| Lot Dimensions | 180 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 140 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 144 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 253154 |
|---|---|
| Street Address | 120 USHER CT |
| City | RAEFORD |
| State | NC |
| Zip | 28376-5594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #26 CHURCHILL 3-47/8 |
| Legal Subdivision | CHURCHILL |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970108 |
120 Usher Ct is owned and occupied by two individuals who bought it in October 2024.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Dec 8, 2020 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Aug 23, 2019 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on File |
| Deed Sale | Oct 3, 2024 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 20246785 |
| Deed Book / Page | 1557 / 167 |
| Prior Transfer Date | Jun 10, 2011 |
| Prior Transfer Doc | 00960/0807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | CERTIFIED TITLE, CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Document Number | 001619/756 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 1619/756 |
| Instrument | 7555 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001347/757 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 1347/757 |
| Instrument | 9823 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Document Number | 01276/0448 |
| Book / Page | 1276 / 0448 |
| Map Reference | CAB 3 SL 3-47 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 05079 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 CENTRAL DR, 1425, SOUTHERN PINES, NC 28387-2105 |
| Name | Verified Name |
|---|---|
| Address | 120 USHER CT, RAEFORD, NC 28376-5594 |
| Document Number | 0012760451 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 1276/0451 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 120 Usher Ct was $1,845.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,845.00 | $209,220 (-) Land $23,000 Building $186,220 | $209,220 (-) Land $23,000 Building $186,220 |
| 2025 | $1,845.00 | $209,220 Land $23,000 Building $186,220 | $209,220 Land $23,000 Building $186,220 |
| 2023 | $209,220 Land $23,000 Building $186,220 | $209,220 (-) Land $23,000 Building $186,220 | |
| 2022 | $1,845.00 | $209,220 Land $23,000 Building $186,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Usher Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Usher Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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