Black Hawk County property record for 120 Upland Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,028 sqft · built 1956 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Jun 2010) |
| Tax Bill | $3,078 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-278-019 |
| Primary APN | 8913-33-278-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 120 UPLAND DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK VIEW GARDENS W 100 FT E 190 FT LOT 8 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | PARK VIEW GARDENS |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1501 |
120 Upland Dr is owned and occupied by an individual who bought it in June 2010.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 UPLAND DR, WATERLOO, IA 50701-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on File |
| Deed Sale | Jun 1, 2010 · Amount on File |
| Deed Document Number | 201022497 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 120 Upland Dr was $3,078 with a homeowner's exemption, up 5.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 (+5.12%) Homeowner's exemption | $176,300 Land $35,630 Building $140,670 | $176,300 Land $35,630 Building $140,670 |
| 2024 | $2,928.00 | ||
| 2023 | $158,880 (+9.65%) Land $35,630 Building $123,250 | $158,880 Land $35,630 Building $123,250 | |
| 2022 | $2,988.00 Homeowner's exemption | $144,900 Land $35,630 Building $109,270 | |
| 2021 | $144,900 Land $35,630 Building $109,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Upland Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Upland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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