120 Union Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 120 Union Ave, Islip, NY 11751 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2,026 sqft · built 1930
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Feb 2018)
Deeds & MortgagesMar 2021 Refinance
Sep 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN472889 396.-4-64

Property Details

APN / Parcel Number

Primary APN472889 396.-4-64
Alternative APNs
  • 0500-396.00-04.00-064.000
  • 288939600000040640000000
  • 472800829720
  • 040270

Interior

Building Area2,026 sqft Living Area
1st Floor Area1,372 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area18,731 sqft (0.43 acres)
Lot Width117 ft Width
Garage TypeDetached
Garage Area522 sqft

Location & Zoning

Account Number040270
Street Address120 UNION AVE
CityISLIP
StateNY
Zip11751-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionX2218071Y182966 T059H00000000
Legal Block6000
Legal Lot Number400
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3015
Census Tract147402

Owner

Source: Suffolk County and Islip Town records · APN 472889 396.-4-64

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 UNION AVE, ISLIP, NY 11751-4315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW JERSEY LENDERS CORP
Sep 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NEW JERSEY LENDERS CORP
Feb 09, 2018Grant Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS
Jan 18, 2018Deed of Trust, Mortgage · Line of Credit
TCF NAT'L BK/WI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2018 · Amount on Record
Deed SaleFeb 09, 2018 · Amount on Record
Prior SaleJul 05, 2002 · Amount on Record
Deed Document Number201818-0026013
Deed Book / Page12949 / 705
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address120 UNION AVE, ISLIP, NY 11751-4315
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232450459
DateMar 12, 2021
Book Page23245/459
InstrumentDL060847
Lender
NameNEW JERSEY LENDERS CORP
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address120 UNION AVE, ISLIP, NY 11751-4315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230630293
DateSep 23, 2019
Book Page23063/293
InstrumentDK021576
Lender
NameNEW JERSEY LENDERS CORP
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueOct 01, 2048

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateFeb 09, 2018
Property Address120 UNION AVE, ISLIP, NY 11751-4315
Document Number0129490705
Book / Page012949 / 000705
Instrument DateJan 18, 2018
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyAPPELLATE LAND SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 OCEAN AVE ISLIP NY 117514212, ISLIP, NY 11751-4212

Mortgage

Document Number229000088
DateFeb 09, 2018
Book Page022900/000088
Lender
NameNEW JERSEY LENDERS
TypeFunding / Finance Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 08, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address120 UNION AVE, ISLIP, NY 11751-4315
Document Number0229000089
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018
Title CompanyAPPELLATE LAND SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 UNION AVE ISLIP NY 117514315, ISLIP, NY 11751-4315

Mortgage

Document Number0229000089
DateFeb 09, 2018
Book Page022900/000089
Lender
NameTCF NAT'L BK/WI
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 08, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$42,500 (-) Land $12,000 Building $30,500
2024$598,591 (+2.54%) Land $169,014 Building $429,577
2023$42,500 Land $12,000 Building $30,500$583,791 Land $164,835 Building $418,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031474023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Nearby Flood Policies53 in force
Nearby Flood Claims75 (1978–2021)
Claims Outside the SFHA44 of 75
Most Recent ClaimSep 2021, other causes, Remnants Of Hurricane Ida
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims
  • Hurricane Gloria, Sep 1985 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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