Placer County property record for 120 Traverse St, Auburn, CA 95603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,777 sqft · built 1970 |
| Lot Size | 0.499 acres (21,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Sep 2024) |
| Tax Bill | $8,336 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-160-013-000 |
| Primary APN | 004-160-013-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,777 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 21,732 sqft (0.499 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 TRAVERSE ST |
|---|---|
| City | AUBURN |
| State | CA |
| Zip | 95603-5343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR SEC 15 12 8 |
| Legal Range | 8E |
| Legal Township | 12N |
| Legal Section | 15 |
| Legal Subdivision | AUBURN |
| Legal Lot Number | 18 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20402 |
120 Traverse St is owned and occupied by two individuals who bought it in September 2024.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 TRAVERSE ST, AUBURN, CA 95603-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LRG LENDING INC |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Deed Document Number | 202447640 |
| Prior Transfer Date | May 20, 1994 |
| Prior Transfer Doc | 0000058989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 120 TRAVERSE ST, AUBURN, CA 95603-5343 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 120 TRAVERSE ST, AUBURN, CA 95603-5343 |
| Document Number | 0000063552 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0063552 |
| Name | LRG LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 120 TRAVERSE ST, AUBURN, CA 95603-5343 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 120 TRAVERSE ST, AUBURN, CA 95603-5343 |
| Document Number | 0000152965 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-0152965 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 120 Traverse St was $8,336.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Auburn City |
| County | Placer County |
| Elementary School District | Auburn Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $826,200 (+2%) Land $204,000 Building $622,200 | |
| 2025 | $8,336.00 | $810,000 Land $200,000 Building $610,000 |
| 2023 | $3,946.00 (+0.54%) | $369,672 Land $156,018 Building $213,654 |
| 2022 | $3,925.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Traverse St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Traverse St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Zeta Broadband.
5G and 4G LTE (outdoors only)
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