120 Tracy Cir, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 120 Tracy Cir, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,106 sqft · built 1965
Lot Size	0.779 acres (33,936 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$6,252 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Line of Credit + 1 more
APN	`AMHE M:0019D B:0000 L:0259`

Property Details

APN / Parcel Number

Primary APN	`AMHE M:0019D B:0000 L:0259`
Alternative APN	`3966`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
Gross Area	2,716 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,936 sqft (0.779 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3966
Street Address	120 TRACY CIR
City	AMHERST
State	MA
Zip	01002-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	259
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4006
Census Tract	820801

Owner

120 Tracy Cir is owned by an individual who bought it in September 2020.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	131 PONDVIEW DR, AMHERST, MA 01002-3258
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Sep 16, 2005 · Amount on File
Deed Document Number	202017770
Deed Book / Page	13761 / 156
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	13761-156
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	120 TRACY CIR, AMHERST, MA 01002-3237
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014511-236
Date	Apr 6, 2022
Book Page	14511/236
Instrument	7216

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	120 TRACY CIR, AMHERST, MA 01002-3237
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014368-143
Date	Nov 30, 2021
Book Page	14368/143
Instrument	29775

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Sep 3, 2020
Property Address	120 TRACY CIR, AMHERST, MA 01002-3237
Document Number	13761-156
Book / Page	013761 / 000156
Instrument Date	Sep 1, 2020
Instrument	17770
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,117.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JUNIPER ST NORTHAMPTON MA 010621375, NORTHAMPTON, MA 01062-1375

Tax Assessment & Valuation

The 2026 property tax bill for 120 Tracy Cir was $6,252, up 10,32% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,252.00 (+10,32%)	$369,700 (+8.86%) Land $183,700 Building $186,000	$431,031 (+13.01%)
2025	$60.00 (-98.99%)	$339,600 (+5.66%) Land $168,600 Building $171,000	$381,425
2024	$5,949.00 (+4.11%)	$321,400 (+13.05%) Land $159,200 Building $162,200
2023	$5,714.00	$284,300 Land $144,700 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 120 Tracy Cir; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Tracy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tracy Cir

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