Norfolk County and Needham Town property record for 120 Tower Ave, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,434 sqft · built 1951 |
| Lot Size | 0.384 acres (16,710 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $19,508 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0600006400000 |
| Primary APN | M:0600006400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 4,016 sqft |
| 1st Floor Area | 2,434 sqft |
| Basement Area | 1,950 sqft |
| Unfinished Basement | 1,163 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,710 sqft (0.384 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 120 TOWER AVE |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 64 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 457200 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 120 TOWER AVE, NEEDHAM HEIGHTS, MA 02494-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit DEDHAM INSTITUTION FOR SAVINGS |
| May 31, 2019 | Deed of Trust, Mortgage · ARM DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2014 |
| Deed Sale | May 27, 2014 |
| Prior Sale | Aug 27, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 120 TOWER AVE, NEEDHAM, MA 02494-1947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36844-108 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 36844/108 |
| Instrument | 42855 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 120 TOWER AVE, NEEDHAM, MA 02494-1947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36844-89 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 36844/89 |
| Instrument | 42854 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2029 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,508.00 (-8.49%) | $1,840,400 (+12.57%) Land $788,700 Building $1,051,700 | $1,827,325 (-0.11%) |
| 2024 | $1,829,415 | ||
| 2023 | $21,319.00 | $1,634,900 Land $563,200 Building $1,071,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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