120 Todd Dr, Madison, AL 35758 Property Records

Madison County property record for 120 Todd Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 841 sqft · built 1992
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (Aug 2009)
Tax Bill	$1,591 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-17-4-002-039.000`

Property Details

APN / Parcel Number

Primary APN	`16-04-17-4-002-039.000`
Alternative APN	`384066`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	841 sqft Living Area
1st Floor Area	841 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	384066
Street Address	120 TODD DR
City	MADISON
State	AL
Zip	35758-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 3 FIELDCREST 2ND ADD (FORMERLY KNOWN AS SOUTH KYSER ESTS 2ND ADD) PB 17 PG 50
Legal Range	02W
Legal Township	04S
Legal Section	17
Legal Subdivision	FIELDCREST 2ND ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1010
Census Tract	11021

Owner

120 Todd Dr is owned and occupied by two individuals who bought it in August 2009.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 TODD DR, MADISON, AL 35758-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2009 · Amount on File
Deed Sale	Aug 14, 2009 · Amount on File
Deed Document Number	2009533320
Prior Transfer Date	Aug 6, 2009
Prior Transfer Doc	0000533320
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	120 TODD DR, MADISON, AL 35758-2332
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TODD DR, MADISON, AL 35758-2332

Mortgage

Document Number	0000214897
Date	Nov 10, 2025
Book Page	2025/214897

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	120 TODD DR, MADISON, AL 35758-2332
Document Number	0000030463
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 TODD DR MADISON AL 357582332, MADISON, AL 35758-2332

Mortgage

Document Number	0000030463
Date	Apr 29, 2020
Instrument	30463

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 120 Todd Dr was $1,591 with a homeowner's exemption, up 2.2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,591.00 (+2.25%)
2025	$1,556.00 Homeowner's exemption	$22,940 Land $1,840 Building $21,100	$229,300 Land $18,400 Building $210,900
2023	$1,463.00 (+14.03%) Homeowner's exemption	$21,600 (+13.56%) Land $1,840 Building $19,760	$216,000 (+13.56%) Land $18,400 Building $197,600
2022	$1,283.00 Homeowner's exemption	$19,020 Land $1,840 Building $17,180	$190,200 Land $18,400 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Todd Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Todd Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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