120 Thorndike St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 120 Thorndike St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,514 sqft · built 1950
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$347,900 (Oct 2017)
Tax Bill	$6,113 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0016 B:0044 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0016 B:0044 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,514 sqft
Basement Area	1,514 sqft
Unfinished Basement	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,839 sqft (2.82 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	120 THORNDIKE ST
City	DUNSTABLE
State	MA
Zip	01827-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	44
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2001
Census Tract	328100

Owner

120 Thorndike St is owned and occupied by two individuals who bought it in October 2017.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 31, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Book / Page	31603 / 172
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	038416-193
Date	Apr 8, 2024
Book Page	38416/193
Instrument	9172

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0036302-64
Date	Sep 27, 2021
Book Page	36302/64
Instrument	56341

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36302-64
Date	Sep 27, 2021
Book Page	36302/64
Instrument	56341

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32828-24
Date	Mar 15, 2019
Book Page	32828/24
Instrument	9376

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2059

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Oct 31, 2017
Property Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Document Number	31603-172
Book / Page	31603 / 172
Instrument	48796
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 THORNDIKE ST, DUNSTABLE, MA 01827-1400
Investor	Possibly a Property Investor

Mortgage

Document Number	316030175
Date	Oct 31, 2017
Instrument	31603/0175

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 120 Thorndike St was $6,113, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,113.00 (-2.61%)	$456,500 (-) Land $228,400 Building $222,500	$657,210 (-)
2025	$6,277.00 (+5.48%)	$456,500 (+7.08%) Land $228,400 Building $228,100	$657,210 (+33.6%)
2024	$5,951.00 (-3.3%)	$426,300 (+3.7%) Land $208,400 Building $217,900	$491,910
2023	$6,154.00	$411,100 Land $208,400 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Thorndike St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Thorndike St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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