120 Thomas Rd, Dover, TN 37058 Property Records

Stewart County property record for 120 Thomas Rd, Dover, TN 37058

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,122 sqft · built 1968
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Aug 2019)
Tax Bill	$315 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081071 00400`

Property Details

APN / Parcel Number

Primary APN	`081071 00400`
Alternative APN	`071 00400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	560 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	408 sqft
Driveway	Driveway
Driveway Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	120 THOMAS RD
City	DOVER
State	TN
Zip	37058-5518
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 07, COUNTY AREA: D99
Jurisdiction	STEWART TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	110700

Owner

Source: Stewart County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 THOMAS RD, DOVER, TN 37058-5518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage F&M BANK
Jul 6, 2021	Intrafamily Transfer, Transfer
Aug 2, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	May 7, 1998 · Amount on Record
Deed Document Number	201955692
Deed Book / Page	226 / 395
Last Transfer Date	Jun 1, 2021
Transfer Doc	000257/299
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	120 THOMAS RD, DOVER, TN 37058-5518
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 THOMAS RD, DOVER, TN 37058-5518

Mortgage

Document Number	0000274/78
Date	Jul 20, 2022
Book Page	274/78
Instrument	65285

Lender

Name	F & M BANK
Type	Bank
Address	DOVER, TN 37058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	120 THOMAS RD, DOVER, TN 37058-5518
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 THOMAS RD, DOVER, TN 37058-5518

Mortgage

Document Number	0000000229/0000000401
Date	Oct 16, 2019
Book Page	0000000229/0000000401
Instrument	56354

Lender

Name	F&M BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEWART TN
Recording Date	Jul 6, 2021
Property Address	120 THOMAS RD, DOVER, TN 37058-5518
Document Number	257/299
Book / Page	257 / 299
Instrument Date	Jun 1, 2021
Instrument	61896
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 THOMAS RD, DOVER, TN 37058-5518

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Aug 2, 2019
Property Address	120 THOMAS RD, DOVER, TN 37058-5518
Document Number	226/395
Book / Page	226 / 395
Instrument Date	Aug 1, 2019
Instrument	55692
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 THOMAS RD, DOVER, TN 37058-5518

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$315.00 (+38.16%)	$21,225 (+38.5%) Land $3,925 Building $17,300
2024	$228.00 (+4.11%)	$15,325 (+65.23%) Land $3,925 Building $11,400
2023	$219.00	$9,275 (-) Land $2,625 Building $6,650
2022	$219.00	$9,275 Land $2,625 Building $6,650	$37,100 (-56.3%) Land $10,500 Building $26,600
2021			$84,900 Land $15,700 Building $69,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 4,037 people · EPA ID TN0000193
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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