120 Terrell Ln, Covington, GA 30014 Property Records

Newton County property record for 120 Terrell Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,092 sqft · built 2021
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$324,900 (Aug 2021)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0116B-00000-014-000`

Property Details

APN / Parcel Number

Primary APN	`0116B-00000-014-000`
Alternative APNs	`0116B 014` `34510`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,092 sqft Heated Area
1st Floor Area	2,658 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	434 sqft
Porch	Slab
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34510
Street Address	120 TERRELL LN
City	COVINGTON
State	GA
Zip	30014-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 17 MOUNT MORIAH ESTATE
Legal Subdivision	MOUNT MORIAH ESTATES
Legal Lot Number	17
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2031
Census Tract	100204

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 TERRELL LN, COVINGTON, GA 30014-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Aug 20, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Dec 5, 2019	Grant Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Feb 6, 2015 · Amount on Record
Deed Document Number	20214554
Deed Book / Page	4258 / 683
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 TERRELL LN, COVINGTON, GA 30014-6905
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TERRELL LN, COVINGTON, GA 30014-6905
Investor	Possibly a Property Investor

Mortgage

Document Number	0041820000000001
Date	Apr 21, 2021
Book Page	0000004182/0000000001
Instrument	007449

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 20, 2021
Property Address	120 TERRELL LN, COVINGTON, GA 30014-6905
Document Number	0042580683
Book / Page	4258 / 683
Instrument Date	Aug 20, 2021
Instrument	2021-004554
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TERRELL LN, COVINGTON, GA 30014-6905

Mortgage

Document Number	0042580000000685
Date	Sep 3, 2021
Book Page	0000004258/0000000685
Instrument	016968

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 5, 2019
Property Address	120 TERRELL LN, COVINGTON, GA 30014-6905
Document Number	0039310316
Book / Page	003931 / 000316
Instrument Date	Dec 4, 2019
Instrument	15982
Transaction Type	Construction Loan
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 TERRELL LN COVINGTON GA 300146905, COVINGTON, GA 30014-6905
Investor	Possibly a Property Investor

Mortgage

Document Number	39310318
Date	Dec 5, 2019
Book Page	003931/000318
Instrument	15983

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 (+17.84%)	$173,800 (+20.8%) Land $21,200 Building $152,600	$434,500 (+20.8%) Land $53,000 Building $381,500
2023		$143,880 Land $12,000 Building $131,880	$359,700 Land $30,000 Building $329,700
2022	$3,739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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