120 Sydney Ln, Lorena, TX 76655 Property Records

McLennan County property record for 120 Sydney Ln, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,938 sqft · built 2020
Lot Size	0.614 acres (26,746 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,503 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-078311-000111-0`

Property Details

APN / Parcel Number

Primary APN	`44-078311-000111-0`
Alternative APN	`384902`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,938 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	2,938 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	26,746 sqft (0.614 acres)
Lot Dimensions	265 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Storage Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 SYDNEY LN
City	LORENA
State	TX
Zip	76655-3596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERA POINT ADDITION LOT 11 BLOCK 1 ACRES .614
Legal Subdivision	SENDERA POINT ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1051
Census Tract	3701

Owner

120 Sydney Ln is owned and occupied by two individuals who acquired it in May 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 SYDNEY LN, LORENA, TX 76655-3596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 22, 2020	Deed of Trust, Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Mar 5, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020
Deed Sale	Mar 5, 2020
Deed Document Number	20207661
Last Transfer Date	May 4, 2026
Transfer Doc	0000014147
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 5, 2026
Property Address	120 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000014148
Instrument Date	May 4, 2026
Instrument	202614148
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	120 SYDNEY LN, LORENA, TX 76655-3596

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 5, 2026
Property Address	120 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000014147
Instrument Date	May 4, 2026
Instrument	202614147
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SYDNEY LN, LORENA, TX 76655-3596

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	120 SYDNEY LN, LORENA, TX 76655-3596
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029184
Date	Jul 23, 2021
Instrument	2021029184

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	120 SYDNEY LN, LORENA, TX 76655-3596
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037809
Date	Oct 22, 2020
Instrument	2020037809

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 5, 2020
Property Address	120 SYDNEY LN, LORENA, TX 76655-3596
Document Number	0000007661
Instrument Date	Mar 4, 2020
Instrument	7661
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 S OLD GLEBE RD #304 ARLINGTON VA 222041755, 304, ARLINGTON, VA 22204-1755

Tax Assessment & Valuation

The 2025 property tax bill for 120 Sydney Ln was $7,503, up 25.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,000 (-10.28%) Land $53,224 Building $427,776	$481,000 (-10.28%) Land $53,224 Building $427,776
2025	$7,503.00 (+25.28%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$536,130 Land $48,410 Building $487,720	$536,130 Land $48,410 Building $487,720
2024	$5,989.00
2023		$439,660 Land $48,410 Building $391,250	$439,660 Land $48,410 Building $391,250
2022	$6,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Sydney Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Sydney Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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